We all know that having a trampoline in your backyard can be a blast for the kids (and let’s face it, adults too!). But before you leap into the air with joy, there’s something you need to consider: how trampolines…
In the fast-moving world of cars, things are changing. New vehicles have special tech like sensors and cameras that make driving safer and more advanced. But, these upgrades bring new problems, especially when you get a chip or crack in…
We hear it a lot, folks thinking that all of their specialty items, like jewelry, fine art, collectables, etc., are covered under their standard homeowners policy. In a way they are, but in most cases they have limits that only…
As a homeowner, you take pride in your property and invest time and money into making it a safe and comfortable place for you and your family. However, have you ever considered the potential risks that lie beneath the surface?…
If you are already familiar with the FR-19 in MD, then this post might be redundant. Many people we encounter do not know about the ramifications of not having insurance in our state are, and what is required when it…
Insurance can be a lifesaver in times of need, but it can also be a bit confusing when it comes to understanding all the different terms and conditions. One term that often comes up is “deductible.” So, what exactly is…
Rental reimbursement coverage is an optional coverage on your insurance policy that can help protect you financially in case of an accident, or other covered event, that leaves your vehicle in need of repairs. In essence, it provides you with…
When it comes to homeowners, landlord, or similar home policies, you will usually see a line-item referencing “Coverage B” or Other Structures coverage. There is usually a limit associated with this coverage. We get asked many times what exactly this…
Making modifications to your car or truck? Adding new exhaust? New wheels and tires? Lift kit? Lighting? Whatever the change might be, it is important to ask about adding customized equipment coverage to your auto policy. This will help protect…
When you purchase homeowners’ insurance, your policy will show a dollar amount that your insurance company would pay to rebuild your home if it were to become a total loss. You might be wondering: How did we come up with…