As of July 1, 2024, Maryland has introduced stricter fines for uninsured motorists. These changes aim to reduce the number of uninsured drivers on the road. Not only does this help promote safety and financial responsibility, but it should help…
Something that has been asked recently as Spring starts to really kick in and bring back the color and life to our trees and flowers is, what happens if a tree falls on my house? Better yet, what happens if…
When purchasing a home with a mortgage in the tri-state area including Hagerstown, Maryland; Chambersburg, Pennsylvania; and Martinsburg, West Virginia, you’ll likely have a bunch of acronyms and new terms being thrown your way. One of those being the word…
We get asked a lot of questions about what will affect a customers insurance rate. Hardly ever are we asked about how a customer’s credit will impact there insurance. Long story short, it makes a pretty good impact! Yes, that…
Many people frequently ask, “Who needs to be included in my auto insurance policy?” The distinction between who is currently listed, and who should be listed on your auto insurance policy is significant. A common oversight is not including every…
We all know that having a trampoline in your backyard can be a blast for the kids (and let’s face it, adults too!). But before you leap into the air with joy, there’s something you need to consider: how trampolines…
In the fast-moving world of cars, things are changing. New vehicles have special tech like sensors and cameras that make driving safer and more advanced. But, these upgrades bring new problems, especially when you get a chip or crack in…
We hear it a lot, folks thinking that all of their specialty items, like jewelry, fine art, collectables, etc., are covered under their standard homeowners policy. In a way they are, but in most cases they have limits that only…
As a homeowner, you take pride in your property and invest time and money into making it a safe and comfortable place for you and your family. However, have you ever considered the potential risks that lie beneath the surface?…
If you are already familiar with the FR-19 in MD, then this post might be redundant. Many people we encounter do not know about the ramifications of not having insurance in our state are, and what is required when it…